# PandaTech

> Modular fintech infrastructure for banks and financial institutions. We build the platform layer that powers payment processing, account management, KYC, and bookkeeping for regulated financial environments.

## What We Do

PandaTech provides a full-stack, modular fintech platform designed for banks and financial institutions. Instead of building financial infrastructure from scratch, clients deploy our platform on their own infrastructure and go live in days. Each module (payments, accounts, KYC, FX, notifications, bookkeeping) is independently configurable and production-tested.

We are a B2B infrastructure company, not a consultancy. Our product is the platform itself.

## Platform Modules

- **Payment Processing**: Multi-channel transaction handling with configurable limits, velocity checks, and automated reconciliation
- **Account & Wallet Management**: Multi-currency account creation, balance management, and fund operations
- **KYC Verification**: Identity verification workflows integrated with government and third-party providers
- **Foreign Exchange**: Real-time FX rate management and currency conversion
- **Notifications**: Multi-channel notification delivery (SMS, email, push) with template management
- **Double-Entry Bookkeeping**: Automated journal entries, ledger management, and financial reporting

## Technology

- Backend: .NET 10, PostgreSQL, Redis, RabbitMQ
- Infrastructure: Docker, Kubernetes, Nginx
- Security: AES256-SIV field-level encryption, immutable audit trails, MFA, device management
- 300+ integrations with banks, insurance providers, government services, and payment platforms

## Company

- Founded: January 2023
- Team: ~20 engineers
- Location: 8/2 Adonts St, Yerevan, Armenia
- Focus: Enterprise fintech infrastructure for the Armenian and regional financial market

## Pages

- [Home](https://www.pandatech.it/): Product overview and capabilities
- [Platform Overview](https://www.pandatech.it/platform): Core modules, access points, integrations, and upcoming features
- [Security Architecture](https://www.pandatech.it/security): Multi-layered security approach for regulated environments
- [Technology Stack](https://www.pandatech.it/technologies): Enterprise tech choices and reasoning
- [About Us](https://www.pandatech.it/about-us): Team, mission, vision, and company values
- [Careers](https://www.pandatech.it/career): Open positions and team culture
- [Contact](https://www.pandatech.it/contact): Request a demo or technical walkthrough
- [Company Requisites](https://www.pandatech.it/company-requisites): Official company and banking details

## Contact

- Email: info@pandatech.it
- Phone: +374 41 55 14 55
- LinkedIn: https://www.linkedin.com/company/pandatechsolution
- Instagram: https://www.instagram.com/pandatechinsights/